Therapy is a luxury I can’t afford.

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This might be the most common (and convincing) myth out there. With in-person therapy rates ranging from $100 to $250 per session in the U.S., it’s easy to assume that mental health support is out of reach. But don’t let those numbers discourage you—there are more options today than ever before.

Many therapists now offer sliding scale pricing, adjusting their rates based on your income or financial situation. In other words, therapy can be flexible. On top of that, online therapy platforms like BetterHelp have made care significantly more accessible. With subscription-style models and coverage options, these platforms often bring the cost of weekly therapy down to less than a single in-person session.

Bottom line? Therapy doesn’t have to be a luxury—it can be a realistic, budget-friendly investment in yourself.

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